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Healthcare Costs in the USA for Expatriates and Visitors

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The costs of getting medical care in the United States without health insurance

Every traveller who is planning on taking a trip abroad is always advised to purchase health insurance. In fact, travel health insurance is an obligatory requirement for visa applications to many countries, including the Schengen Area. That’s because, without health insurance, the doctor visit costs may add up higher than your entire trip; in some countries more so than others.

With recent media coverage of healthcare cost nightmares in the US, foreigners traveling there have understandably started becoming concerned about the average cost of a doctor visit or a trip to the ER.

Having Travel Health insurance while visiting the USA is optional, but highly recommended and necessary since health services are very costly, more than in any other country anywhere across the globe.

But, just how much does a doctor visit cost in the US? Will visitors have to leave half of their life savings at the hospital because of a simple sprain? What if a more serious medical emergency pops up? What if you get into an accident?
How Much is a Doctor’s Visit Without Insurance in the USA?

The average cost of a doctor’s visit in the US is not too high – provided it is just a consultation and you do not need actual medical treatment. In these cases, the price can range from $200-$300.

On the other hand, if you actually are sick or have sustained an injury and need to visit the Emergency Room, then the prices can quickly add up.

According to a study conducted by the National Institute for Health, the average cost of an ER visit in the US is $2168. The average prices for some of the most common reasons for ER visits are as follows:

For sprains and strains: $1498
For open wounds or extremities: $1650
For a normal pregnancy or delivery: $2008
For a headache: $1727
For back problems: $1476
For a kidney stone: $4247
For a urinary tract infection (UTI): $2598
For an upper respiratory infection: $1101
For an intestinal infection: $2398
For other injuries: $2103

However, the cost of an ER visit depends on several other factors such as the coverage of your health insurance plan (or whether you have an insurance plan at all) and even which hospital you go to. Additionally, your treatment and even your doctor may affect the cost of your hospital visit.

And keep in mind that the earlier figures are an average, which means some people pay much more than that.
Medical Treatment Costs in USA

The US has some of the highest prices in the world regarding medical treatment, and if you don’t have health insurance, a sprained ankle or another unexpected injury during your trip could end up costing you thousands of dollars. One of the reasons why an ER visit in the US can reach such high prices is due to the cost of medical tests and procedures.
Ambulances

In the US, an ambulance ride is not paid from taxpayer money. Much like the rest of the healthcare services in the US, ambulances are also a private business and can reach hefty fees.

The cost for an ambulance ranges from $400 to over $1200, depending on the mileage.
The cost for an air ambulance ranges from $2,000 to upwards of $200,000

Medical tests/screenings

Doctors in the US tend to order more medical tests as compared to other countries. This has been referred to as “defensive medicine” – as a way of protecting themselves from a possible lawsuit. What’s more, these tests are also more expensive.

Blood tests can range from $100 to upwards of $3,000 in price
An X-Ray can range from $150 to over $3,000
An MRI can cost from $1,000 to more than $5,000

Medications

Another reason why medical costs are so high in the US is because the government does not negotiate the prices of prescription drugs with pharmaceutical companies before they release them. As such, these prices are often very high. Diabetes medication, for example, can cost upwards of $500.

On the other hand, you can find over-the-counter medication (cold medicine, pain reliever etc) for very reasonable prices.
Surgery

Prices for surgical procedures in the US depend on the type of procedure you need. For example, tonsillectomy can set you back from $4,000 to $8,000 or more. Gallbladder removal is at least $10,000 whereas brain and heart surgery can reach hundreds of thousands.

In addition, you may also be required to pay additional fees for hospital stay, per-hour costs of the operating room as well as the anesthesia.
Hospitalization

The price of a hospital stay in the US can change from one hospital to the other, but on average, it is about $3,000 per day. This means that a ten-day recovery period may set you back $30,000.

If your condition requires you to recover in the ICU (Intensive Care Unit), the price is even higher than that.
Dental treatment

A trip to the dentist can also be pricey, although it’s not going to put you at risk of bankruptcy. A dental examination costs about $50, whereas a tooth extraction is set at about $280. Average prices for some other common dental problems are:

Tooth filling: $115 – $190
Root canal: $695
Sedated tooth removal: $217
Wisdom tooth removal: $175

Health Insurance for Tourists in the US

Unlike for Schengen Visas, tourists to the US do not necessarily have to purchase travel health insurance before they enter the country. However, when faced with the hefty fees, obtaining short-term travel health insurance is the superior option to paying from your own pocket. If nothing, it will give you peace of mind knowing that even if something happens, you won’t be at risk of going bankrupt from a visit to the ER.

The price of the insurance plan changes. It can be as little as $2 per day to over $10 per day, depending on the coverage you select, the number of days you are staying in the US, as well as your age.
Health Insurance for Expatriates in the US

If you intend to live in the US long-term, you have to get private health insurance. Again, health insurance in the US is not compulsory. You have the option of forgoing it but it will be at your own risk. If you are a Canadian living in the USA, you should check this guide to health insurance for Canadian expats.

If you are a US Work Visa holder, in many cases, your employer will provide health insurance for you. If they do not, you must purchase it yourself through an international health insurance company.

If you are an international student, you can get F1 Visa Health Insurance, which is often offered by the school as a compulsory insurance plan with predetermined coverage. Even so, you usually have to pay for the insurance plan yourself.

Health insurance plans in the US cost an average of $400 per month, depending on the state as well as the coverage and the health insurance company you choose.

Note: Please keep in mind that this article is for informational purposes only and that the costs displayed are an average and may differ from state to state and even from one hospital or one doctor to the other.

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Ondo bans unverified alcohol after 29 die

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The Ondo State Government has ordered the immediate ban on the sale and distribution of unverified alcoholic drinks and other substances following the deaths of 29 people in Odigbo Local Government Area of the state.

The government also directed security agencies to take immediate action against the sale and distribution of illegal and unapproved products across the state.

The Commissioner for Information and Orientation, Idowu Ajanaku, announced the directive in a statement on Saturday following the deaths and reported cases of illness in several communities in Odigbo.

The state Commissioner for Health, Dr Banji Awolowo-Ajaka, had earlier confirmed that 29 people had died after consuming a suspected contaminated alcoholic drink, while 60 suspected cases had been recorded.

Ajaka said three of the affected persons were receiving treatment in hospitals, while 27 others were under medical observation.

According to him, 95 per cent of those affected were males aged between 16 and 55, with cases reported mainly in Orita Odigbo, Araromi-Obu, Newtown, Odole, Okele and Oniparaga communities.

The commissioner listed the symptoms recorded among the victims as headache, body pain, general weakness, visual disturbance, difficulty in breathing and altered consciousness.

He said some of the patients deteriorated rapidly, resulting in death within a few hours.

Ajaka, however, said the government had yet to establish scientifically that the suspected alcoholic drink was responsible for the deaths.

“The pattern of illness and reported history of exposure have raised strong epidemiological suspicion of exposure to a probable toxic alcoholic substance.

“However, we are yet to have laboratory evidence of the cause of the deaths,” he said.

The commissioner said 36 blood and urine samples had been collected from affected persons for laboratory analysis, while samples of the suspected alcoholic substances had also been submitted for toxicological investigations.

Meanwhile, the state government said scientific officers from the Ministry of Health had been deployed to the affected communities to investigate the substance suspected to be responsible for the deaths and determine its exact composition.

The government urged residents to stop purchasing or consuming unverified alcoholic drinks and other substances, particularly products packaged in sachets or bottles without the approval of the National Agency for Food and Drug Administration and Control.

It also warned sellers and distributors against purchasing, selling or making available for public consumption any substance whose source, content or regulatory status could not be verified.

“Anyone found violating this directive will face the full wrath of the law,” the government warned.

The government said the directive was aimed at preventing further loss of lives and ensuring that the incident did not spread to other parts of the state.

It urged residents to remain vigilant and report suspicious products and activities to the relevant authorities.

The government said the directive was part of the efforts of the administration of Governor Lucky Orimisan Aiyedatiwa to unravel the circumstances surrounding the deaths, protect residents and prevent further casualties.

It assured residents that the investigation would continue until the substance responsible for the deaths, if confirmed, was identified.

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Ebola: WHO seeks 5,000 health workers for DR Congo

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Health workers in Personal Protective Equipment (PPE) practice safety check protocols on each other during a training by medical charity, Médecins Sans Frontières (MSF) to reinforce regional emergency response capacity for Ebola in the Democratic Republic of Congo (DRC) at Ongata Rongai, Kajiado County in Kenya on July 10, 2026.

The World Health Organisation (WHO) on Tuesday said it needed an additional 5,000 health workers to help contain the Ebola outbreak spreading across the Democratic Republic of Congo.

The outbreak, officially detected on May 15, has spread to six provinces in the country’s conflict-affected eastern and northeastern regions.

The WHO, citing official Congolese figures, said more than 6,600 people had been confirmed infected, while 3,175 had died since the outbreak began.

The development has put further pressure on health facilities in the affected areas, many of which are already struggling with shortages of medical personnel and other essential resources.

Ebola is a highly contagious viral disease transmitted through contact with the bodily fluids of infected persons. It can cause severe bleeding, organ failure and death.

The UN health agency said it was working to establish 3,000 beds in Ebola treatment centres across the affected areas to cope with the rising number of patients.

A senior technical official with the WHO, Luca Fontana, said the expansion would require thousands of additional healthcare workers.

“More than 900 beds have been built within the first two months of the response, and we have now reached close to 1,400 beds across 59 treatment centres,” Fontana told a press briefing in Geneva.

He said another 1,600 beds would be required to meet the rapidly increasing demand.

“Despite this extraordinary effort, we estimate that another 1,600 beds will be required to meet the rapidly growing needs,” he said.

Fontana said nearly 4,000 healthcare workers were currently working in the treatment centres, adding that 5,000 more were urgently needed.

He said the Congolese Ministry of Health was racing against time to identify qualified medical personnel from other parts of the country for deployment to the affected provinces.

“The problem is to identify those fast enough to make sure that we can cover the growing need,” Fontana said.

He stressed that fully staffed treatment centres would be critical to saving lives and bringing the outbreak under control.

“Every treatment centre that is fully staffed and functional means more life saved and a stronger chance of bringing this outbreak under control,” he said.

The current outbreak is caused by the Bundibugyo strain of Ebola, for which there is currently no approved vaccine or treatment. Several vaccines and treatments, however, are being tested.

The outbreak has also been complicated by the security situation in the affected regions, where government presence is weak, healthcare infrastructure is limited and armed groups have operated for decades.

Fontana said the geographical spread of patients seeking treatment was another indication that the outbreak was expanding.

He explained that while most patients initially admitted to treatment centres came from Bunia, the capital of Ituri Province, infected people were now arriving from villages “far beyond” the original epicentre.

He described the development as “a clear sign” that the outbreak was spreading and said the WHO response would have to adapt accordingly.

Ebola has killed more than 15,000 people in Africa over the past 50 years.

The previous major Ebola outbreak in the Democratic Republic of Congo, which lasted from 2018 to 2020, killed nearly 2,300 people out of about 3,500 reported infections.

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Trump cleared for office, doctor orders weight loss ahead of 80th birthday

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United States President Donald Trump has been declared medically fit to continue in office, with his physician describing him as being in “excellent health” while recommending weight loss and increased physical activity weeks before his 80th birthday.

The White House disclosed on Friday that Trump underwent his annual medical and dental examination on Tuesday at Walter Reed Military Hospital near Washington, amid growing scrutiny over his health and fitness for office.

In a three-page medical memo released by the White House, Trump’s physician, US Navy Captain Sean Barbabella, said the president demonstrated strong overall physical and mental capacity.

“President Trump remains in excellent health, demonstrating strong cardiac, pulmonary, neurological, and overall physical function,” Barbabella stated, adding that the president was “fully fit to carry out all duties of the Commander-in-Chief and Head of State.”

However, the physician advised Trump to adopt healthier lifestyle measures, including dietary adjustments, increased physical activity, continued weight loss and low-dose aspirin therapy for cardiovascular prevention.

According to the report, Trump, who will turn 80 on June 14, stands at 6ft 3in tall and weighs 238 pounds (108 kilograms), about 14 pounds more than he weighed during his last full annual medical check-up in April last year.

Despite concerns surrounding his age, the report noted that Trump’s cardiac health reflected an estimated age roughly 14 years younger than his chronological age.

The president also reportedly scored a perfect “30 out of 30” in a cognitive assessment, a result Trump has repeatedly cited in public while contrasting himself with his Democratic predecessor, former President Joe Biden.

The medical report further addressed concerns over bruising frequently seen on Trump’s right hand, attributing it to “minor soft tissue irritation” caused by repeated handshaking and aspirin use.

The memo also referenced scarring on Trump’s right ear linked to the assassination attempt against him during a campaign rally in Butler, Pennsylvania, in 2024, when a gunman opened fire, killing a supporter and slightly wounding the president.

Trump’s latest health evaluation comes amid public concerns after he was occasionally seen appearing drowsy during White House meetings and events. He had also previously been diagnosed with chronic venous insufficiency, a condition that affects blood circulation in the veins and can lead to swelling in the legs.

Reacting shortly after Tuesday’s examination, Trump wrote on his Truth Social platform that the medical exercise had gone “PERFECTLY,” while the White House later shared his photograph online with the caption, “PERFECT BILL OF HEALTH!”

The release of the report also sparked debate in the United States after the White House initially delayed making the medical details public, breaking with the traditional practice of releasing presidential health summaries shortly after such examinations.

Trump has long faced criticism over transparency regarding his health records, with questions also raised over the scheduling and description of his medical evaluations since returning to office.

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